You win ten million dollars in a lottery. The state wants to send you the money. They ask what bank to deposit the money into. Bank? Fucking bank? Banks are folding up like tents at the end of a summer camp paying depositors 100K tops. What bank would you trust not to fail if you sent them ten mil? Or even one mil? What to do? Buy T-bills? Do any of you know how to do that? You better find out or stop buying those stupid tickets because the last place you want your winnings sent to is some crummy bank.

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