MARKET TANKS---SO WHAT?---If you've done your homework you know everything is OK. Deflation is still zero, gasoline prices are down thirty five cents per gallon in Los Angeles ($1.77 everywhere from $2.12 everywhere), more in Northern California in some places, and I have no idea what the newscasters are smoking when they say prices are only down twelve cents. The real problem inside the markets is Mutual Funds that don't perform, haven't performed, and won't perform any time soon. We think Mutuals invest, meaning they buy good companies and hold them for us collecting the dividends and giving them to us while charging a management fee. What they are doing is speculating on short term plays and collecting huge trading commissions while we end up with zilch. You cannot afford to stay ignorant. It doesn't work.